Solutions for Business Owners

We specialize in Group Benefits for businesses in Ontario. If you are looking for information on group benefits, thinking to implement a benefit plan, or you already have a plan and are looking for better service and the best possible price, we can be of assistance to you and your employees.

We provide complete benefits selection from the best insurance companies in Canada as follows:

Extended Health Care

• Prescription drugs
• Ambulance coverage
• Hospitalization
• Paramedical services, including Chiropractor, Physiotherapy, Massage therapy and many more
• Vision care
• Eye examinations
• Emergency travel health care
• Pay direct drug card

Dental Care

• Cleaning twice per year
• X – rays
• Diagnostics
• Extractions
• Endodontics
• Periodontics
• Major services
• Prosthodontics
• Orthodontics

Group Term Life Insurance

• Flat amounts or multiples of salary

Accidental Death & Dismemberment

• Double the amount of group term life insurance if death is caused by accident.

Dependent Life Insurance

• Spouse
• Children

Disability Coverage

• For short term disability, coverage can begin from the first day of an accident or hospitalization and the eighth day of illness; for long term disability income replacement benefits can continue until age 65.

Group Critical Illness

• A lump sum up to $25,000, depending on the insurance company, is paid in the event you are afflicted with a critical illness as defined in the policy.

Best Doctors

• Unlimited access to Best Doctors services included in every group plan.

Group RRSPs

Insurance Solutions for Individuals

• Partnership Insurance
• Key Person Insurance
• Business Overhead Expense Insurance
• Disability Insurance
• Critical Illness Insurance
• Life Insurance
• Mortgage Insurance
• Personal Health Insurance
• Long Term Care

An annual review of your plan, with accompanying recommendations if appropriate to ensure the plan continues to meet needs in the most cost effective way.

Assistance in resolving any continuing or reoccurring administration or service problems encountered with the insurer.

Assistance in enrolling employees and providing needed information and explanations at that point so they have a good understanding of their plan. Thereby saving you time and avoiding time-consuming questions or problems later on.

Periodic meetings with employees to maintain awareness and appreciation of their group plan, and keep them up to date. In the case of a Group RRSP, these meetings are critical to help plan members make sounds investment choices.

Regular service calls to ensure that the plan is operating smoothly.

Workplace Solutions – a unique service which combines on-going information seminars in the workplace and individual financial counseling. It’s voluntary for employees. There are no fees.

Help in building your business by referring clients and others I meet who may have a need of your products or services.