 
George S. Nanos, B.Eng, RHU
President/Financial Consultant
Security Advisor
Tel: 905-264-2719
Cell: 416-262-0923
Fax: 905-264-7997
Email: gnanos@tsnfinancial.com
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Mr. Nanos is an Aerospace Engineer by profession. Before he became
an independent financial consultant he was a Clarica advisor for
six years. He has been a volunteer for various organizations, including Director and Vice
President of the Department of Education of the Greek Community
of Metropolitan Toronto. He has been the chairman of 2001 Subs Investment
Club since 1989, Director in the Hellenic Canadian Board of
Trade, and a volunteer with Scouts Canada.
Mr. Nanos has been able to help many business owners and individuals in the Toronto and surrounding area with their insurance and investment needs since 1999.
Mr. Nanos also has his RHU (Register Health Underwriter) designation, and completed the PFPC (Professional Financial Planning Course) and the CSC (Canadian Securities Course).
What to look for in an Employee Benefits Broker/Consultant:
- A broker/consultant who specializes in employee benefits plans.
- Qualified independent group benefits specialists who have the knowledge and experience to find insurance companies that offer key plan features at a reasonable cost.
- A broker/consultant that has been in the business for at least five years.
- A broker who provides support for processing claims when you have problems with the insurance company.
- A broker who knows which insurance company provides the best service and best product for the lowest cost since the employee benefits market in Canada is very sophisticated and highly competitive.
- A broker who goes to the market every three years to find better rates for you for the same plan design.
- A broker who has the appropriate employee benefits education.
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Advantages for Employers
• Expenditures toward group benefits are tax deductible
as a business expense
• Benefits attract and retain qualified employees
• Benefits foster a healthy workforce and consequently
improve employee morale,
productivity and efficiency
• Benefits can be provided in exchange for monetary compensation
Advantages for Employees
• No need to use after-tax money to purchase
various types of insurance policies
• Does not usually require an individual to provide medical
evidence of insurability
• Insurance is less expensive to obtain under a group plan
than in the individual
insurance market
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| Did you know |
that you may need insurance coverage for KEY PERSON and
business continuation to provide funds to hire a replacement, should they
become disable to work.
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| Did you know |
that you may need PARTNERSHIP INSURANCE coverage, to provide funds
in case of death or disability, due to injury or sickness of yourself or your business
partner.
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| Did you know |
that employee benefits are TAX DEDUCTIBLE to
your business income.
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| Did you know |
that you should separate assets from liabilities for creditor protection.
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| Did you know |
that you should be able to move funds on a tax-free basis between
your Operating and Holding Company if they qualify.
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| Did you know |
that you could move cash out of the Holding Company Tax-Free.
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| Did you know |
that CRITICAL
ILLNESS INSURANCE is now available and can provide
$50,000 to $2,000,000 cash tax free, in case you are diagnosed with any of the 22 illnesses such as heart attack, cancer or stroke.
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| Did you know |
that there is a Return of Premium on death or if you stay healthy
for Critical Illness Insurance policies.
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| Did you know |
that segregated fund contracts offer potential creditor protection and maturity
and death benefit guarantees of at least 75% of gross contributions depending on the
the insurance company.
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LINKS TO IMPORTANT WEBSITES
• Assumption Life
• CI Funds
• Empire Life
• ENCON Group
• Great-West Life
• Manulife Financial
• Sun Life Financial |
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